Caps on your Adjustable Rate Mortgage protect you from large swings in the interest rate and monthly mortgage payment. If you are considering an Adjustable Rate Mortgage to finance your home you need to make sure you are protected. Here is what you need to know to minimize the risk of an adjustable […]
Unless the market is red-hot, every real estate sales negotiation involves give-and-take, with the buyer and the seller offering input into the process. But whether you’re the seller or the buyer, there is one phrase that can put thousands of dollars in your pocket, or at the very least will make sure that you always […]
Unlike traditional residential real estate mortgages, real estate investment financing is way more creative and offers more options than you think. The golden rule in real estate investment is OPM (Other People’s Money).
I have enough money; shouldn’t I buy my real estate investment for cash? No, I absolutely advice against investing large sums of cash […]
Homeownership is the key to building wealth for most people because it is an involuntary savings account. As you pay down your mortgage each month, the value of your interest in the home rises.
Build Equity By Choosing The Right Mortgage
Equity is a beautiful word as every homeowner knows. Once you get used to making your […]
After months of a frenzied buying craze, the Phoenix real estate market appears to have shifted toward a buyer’s market.
Notice I said TOWARD a buyer’s market. That doesn’t mean we are IN a buyer’s market (yet).
On a scale of 1 to 10, with a “5″ being a neutral market, a “1″ being a ridiculously strong […]
A mortgage is like a loan that is taken by using a property as a security. Conventionally, a mortgage loan is taken to buy the same property that is also used as collateral. Mortgages are generally taken on real estate properties rather than other movable properties. Home mortgages are loans that are taken to buy […]
Pinnacle Condos in Downtown San Diego - All its hyped up to be?
Those following the condominium market in downtown San Diego for
the past two years you have undoubtedly heard of the Pinnacle
condominium project and the desire of many to live there. Why
all the hype to buy in the pinnacle. Many residents that were
able to buy […]
Long utilized by savvy real estate investors, 1031 exchanges are evolving as an important tool for main stream real estate consumers. 1031 exchanges are allowed under Section 1031 of the Internal Revenue Code of the United States. The code permits investors to defer capital gain taxes on the exchange of like-kind properties. You should always […]
Have you received a home equity offer that seems too good to be true.
Chances are it probably is. When looking at any type of large loan especially one secured on your home, care needs to be taken.
Beware of any loans being offered by mail, phone or to your door by someone you’ve never […]